Why UK Readers Choose to Carry or Not Carry Wallets: Insights on Consumer Behavior

A recent survey reveals that 50% of British adults still carry physical wallets, while many opt for mobile phones and smartwatches to transport their payment cards.

Digital wallets like Apple Pay and Google Pay have become the go-to payment methods for Generation Z and Millennials. In contrast, many individuals over 44 continue to depend on traditional debit and credit cards.

Four readers have shared their insights about wallets.

‘Not needed’




Alosh K Jose suggests that the shift to online and contactless payments post-Covid means there’s no necessity for a wallet anymore.
Photo: Alosh K Jose/Guardian Community

“It used to overwhelm me,” shares Alosh K. Jose from Newcastle upon Tyne. “Bringing it everywhere has become increasingly unnecessary.”

Josue states that the shift to online and contactless payments post-Covid means he doesn’t need a wallet. “All my bank cards are on my phone,” says the 31-year-old, who operates a business that provides local cricket sessions.

Despite being caught on a Spanish train during a widespread blackout that hit parts of Europe last April, Jose felt financially okay without too much cash.

“My fiancé and I traveled from Barcelona to Madrid, waiting five hours on the train before disembarking. [£8.70] Luckily, a few people shared cash with us, allowing us to catch the bus,” he recounts.

“If something similar were to happen in Newcastle, I’d be fine. There’s no language barrier even without physical cash.”

“I don’t want to risk my sensitive information being misused.”




Still favoring a physical wallet, Roger feels exposed when pulling his phone out.
Photo: Roger/Guardian Community

In Buckinghamshire, Roger, a retired IT professional, maintains both a wallet and a coin pouch. “Putting all my cards on my smartphone feels like risking everything at once,” he mentions.

At 69 years old, he prefers having physical cards on hand and feels vulnerable when taking out his phone. “Using it to pay at a store feels risky, and I worry about dropping it too often.”

“Having worked in security, I’m aware of the risks associated with personal information. I don’t want that window of potential misuse to be left open by using a digital wallet.”

Among his wallet’s contents, Roger holds cash, payment cards, reward cards, and even a snippet of a Times article from the 1980s.




Snippets from an article in the Times from the 1980s.
Photo: Roger/Guardian Community

“I prefer using physical cards – it’s about control.”




Georgina, part of Gen Z, finds it surprising how few people have wallets.
Photo: Georgina/Guardian Community

At 26, Georgina is astonished that many don’t have a wallet. “I always carry mine because I prefer to possess physical items instead of just digital equivalents,” she explains.

Her wallet includes a debit card, driver’s license, train cards, supermarket loyalty cards, and even £20 in emergency cash, along with an “overused business card from a taxi service.”




Georgina stands against the trend by not adopting digital wallets.
Photo: Guardian Community

As a member of Gen Z, Georgina, living in Leeds and developing online technology training courses, resists the trend of digital wallets.

“Call me old-fashioned, but I despise that idea,” she remarks. “Most of my friends use their phones to pay, and while I acknowledge it’s convenient—

“I cherish tangible things like cards and even nostalgic items like paper concert tickets. I prefer not to be overly reliant on my phone; it’s about having control. I used to worry about carrying my card, but now I find myself asking if I have cash.”

‘My wallet is essentially a generous phone case.’




Before receiving her first smartphone during the pandemic, Sarah Hayward carried a wallet “twice the size” of her current phone case.
Photo: Sarahayward/Guardian Community

Sarah Hayward, a 61-year-old artist from Worcester, mentions that her wallet has become “a generous phone case.”

Before getting her first smartphone during the pandemic, Hayward carried a wallet that was “double the size” of her current phone case. As an artist, she has often carried a digital camera. Now, her phone case has become a combination of all of her essentials.




While Sarah Hayward keeps a physical card, it remains hidden in her phone case.
Photo: Sarahayward/Guardian Community

“I carry bank cards, taxi cards from the airport, supermarket loyalty cards, season tickets from a local majestic home garden, annual travel insurance details, GHIC cards, my polaroid snapshots, and memories of my children with their partners from a recent Moroccan wedding, along with self-employment receipts and emergency cash.

“My phone also contains a video of my mother from four years ago before she passed away. It’s like a living wallet that has her presence in it.”

Hayward avoids digital payments as she finds physical cards much more “secure.” However, she acknowledges a downside to her preferred method: “There’s no space for lipstick and tissues.”

Source: www.theguardian.com

Why Many Digital Natives Choose Not to Give Their Kids Smartphones: A Parent’s Perspective

In 2019, when Sophie* was 12 years old, her classmates shared “extreme and traumatic” videos featuring al-Qaeda beheadings, pornography, and bestiality. She recalls online games where adult players tried to persuade her to meet in person. Her father worked there, but reflecting back, she says, “There were no signs for my generation of parents.”

Now 18 and attending the University of Edinburgh, she didn’t permit her children to have smartphones until adulthood. “As a teenager, I would have been the strongest advocate for phone ownership, but my perspective changed completely,” she stated.

“You shouldn’t engage online until you’re an adult and understand the various ways people act respectfully to push their interests. It’s a fleeting message.”

Social media exacerbated bullying at Sophie’s school. Officials used an anonymous confession app to share hurtful comments. She also ponders what other time she might have wasted.

Sophie is one of many so-called digital natives who question the nearly unrestricted access to technology they grew up with. Recent polls indicate that nearly half of young people feel the internet is almost non-existent, with similar numbers favoring digital curfews; over three-quarters reported feeling worse about themselves after using social media.




Izzy Bouric, 24, with her flip phone, which helped her regain time and mental space. Photo: Magalidellport/Guardian

Meanwhile, the Netflix hit series has ignited discussions about the dangers children face on social media and the prevalence of online misogyny across different platforms.

Izzy Bourick, a 24-year-old artist from Brighton living in Paris, believes that platforms like Instagram, TikTok, and Roblox have muddled the lines between children’s and adults’ spaces in recent years.

“I engaged with the online children’s game Club Penguin, where the environment was controlled to be child-friendly, banning inappropriate language.”

Nonetheless, Izzy stated, “I was definitely exposed to things I wasn’t ready for,” adding, “everyone from my generation has been in chat rooms with people much older than us.”

She permits kids to have smartphones from the age of 17. “It’s not fit for children, nor for those not equipped to handle it,” she explains, “it’s unsafe to navigate without guidance.”

She feels social media has become overwhelming, “cannibalized by advertising and businesses,” spreading misinformation on sensitive issues like mental health and neurological conditions. “Suddenly, my phone was inundating me with messages that I was doing everything wrong, only to turn around and pitch products to me.”

This shift left her anxious and frustrated, prompting her to choose a flip phone, which feels liberating and has helped her reclaim her time and mental clarity.




“I found myself in a moment of despair,” shares Tobias, 20, from Austria.

Tobias, 20 from Austria, got his first smartphone around 11 or 12, and noticed a change in his peers. “People would sit together but wouldn’t talk—everyone just scrolled on their phones.”

His school implemented a policy to turn off phones, but teachers quickly abandoned it. “There was always a buzz and the constant sound of notifications,” he recalled.

As a teenager, he found himself binge-watching videos on YouTube and Instagram. “After scrolling through short videos for hours and reflecting, ‘Wow, that was fast—I’m neglecting what I want to do,’ I recognized I was in a state of despair.”

Tobias became particularly concerned when his interest in first-person shooter games led to algorithm recommendations showcasing real firearms and violent content. He now believes, “It’s best for children and teens to limit their smartphone usage.”

Lethe, a 20-year-old paramedic student near Birmingham, England, allowed children to use smartphones only after age 16 and restricted their media access.

She received her first smartphone at 18 but quickly realized that it contributed to bullying among friends, reduced attention spans, and replaced meaningful conversations with endless scrolling on social media.

Two years after getting her first phone, she remarked, “It definitely changed me. I’m not good at being bored, and my attention span has decreased. I’m struggling to be present. Social media algorithms expose me to things I don’t wish to see.”

Nora, a project manager in Spain, restricts social media access until age 13 and limits usage while fostering open dialogue about risks with children. “When they encounter something distressing, I strive to create a trusting environment so they feel comfortable discussing it with me.”

She recalls a situation where, at 13, she and her peers began receiving messages from strangers on Google Messages, leading to inappropriate requests and a subsequent case of pedophilia.

She also remembers a classmate who bullied peers on messaging apps. “I faced some harsh messages myself,” she shared.

Nora later discovered that social media had worsened her struggles with eating disorders as she compared herself to other girls and engaged with harmful weight loss transformation videos. “Chasing likes on Instagram wasn’t healthy for me.”

Now, she worries about her 16-year-old brother. “His TikTok is filled with misogynistic concepts and toxic masculinity. His friends make harmful comments about women’s bodies. That wasn’t the environment for me and my friends.”

*Name changed

Source: www.theguardian.com

Why cats annoyingly always choose to disrupt your laptop usage

Do you own a precious and adorable cat? If so, your feline friend may be obstructing your view of this page and causing havoc once again, particularly if you are browsing on a laptop.

But why do cats have this tendency? What drives them to interfere with our computers?

Unfortunately, there have not been any extensive scientific studies to explore this question yet. However, cat behavior experts have a relevant theory that could shed light on why cats love to sit on keyboards.



Why does my cat sit on my laptop?

It’s unlikely that your cat wants to mimic your typing or join in with your computer activities. Recent research suggests that cats are capable of imitating human actions, such as touching objects with specific body parts. However, typing is a behavior that cats struggle to replicate, as explained by Dr. David Sands, an Animal Psychology Expert with over 25 years of experience.

While laptops do emit heat which may attract cats, the main draw for felines is the smell of their owners on the keyboard. Cats have a strong sense of smell and enjoy leaving their scent on objects to show ownership. This behavior is more about claiming territory and marking their humans rather than seeking warmth or copying human actions.

“My Laptop, My Person” © Getty

In summary, it’s not harmful for your cat to sit on your laptop physically, but if the behavior becomes excessive or is accompanied by other signs of anxiety or attention-seeking, it may be worth monitoring.

About our Expert, Dr. David Sands

Dr. David Sands holds a PhD in Ethology (Animal Psychology) and boasts more than 25 years of experience in animal behavior clinics. He is affiliated with the Canine and Cat Behavioural Association (CFBA) and the Association for the Study of Animal Behaviour (ASAB) and has authored several books, including 500 Questions About Cats Answered.

Source: www.sciencefocus.com

The CHOOSE system unveils insights into autism




IMBA – Institute of Molecular Biotechnology, Austrian Academy of Sciences

December 25, 2023

A breakthrough in autism research has been achieved with the CHOOSE system developed by researchers at IMBA and ETH Zurich. This technology enables detailed study of genetic mutations in human brain organoids, providing deep insight into the mechanisms underlying autism and paving the way for applications in broader disease research.

The CHOOSE system is an innovative approach that combines brain organoids and genetics to transform autism research by enabling detailed analysis of mutations and their impact on brain development.

Does the human brain have an Achilles heel that ultimately leads to autism? With an innovative new system that combines brain organoid technology and complex genetics, researchers are now able to identify multiple It is now possible to comprehensively test the effects of mutations in parallel at the single-cell level.

The technology was developed by researchers from the Knoblich Group at the Institute of Molecular Biotechnology (IMBA) of the Austrian Academy of Sciences and the Treutlein Group at ETH Zurich and aims to identify the vulnerable cell types that underlie autism spectrum disorders. Enables identification of gene regulatory networks. This innovative method provides unparalleled insight into one of the most complex disorders that challenges the human brain and brings much-needed hope to clinical research in autism.

Human brain development and ASD riskcompared to other animals seed, the human brain has a mind of its own. The human brain relies on uniquely human processes to develop and is able to build a complex, layered and interconnected cortex. These unique processes also predispose humans to neurodevelopmental disorders.

As an example, many genes confer a high risk of developing autism spectrum disorder (ASD) is essential for cortical development. Clinical studies have shown a causal link between multiple genetic mutations and autism, but researchers still do not understand how these mutations lead to impaired brain development. . Additionally, the uniqueness of human brain development limits the use of animal models.

Only human brain models can reproduce the complexity and specificity of the human brain,” says IMBA Scientific Director Jürgen Knoblich, one of the study’s corresponding authors.

Left half: Confocal image of CHOOSE (CRISPR-humanorganoids-scRNA-seq) human brain organoid mosaic system. Cells with mutations are shown in red. Right half: Mosaic depiction of different colors representing a single cell. Each cell carries a mutation in one high-confidence autism gene.

Credit: ©Knoblich Lab / IMBA-IMP Graphics

Innovative CHOOSE system for genetic screeningTo unravel this black box, researchers from IMBA and the research group of Jürgen Knoblich and Barbara Treutlein at ETH Zurich have identified a complete set of key transcriptional regulatory genes associated with autism. We have developed a screening technology. This development is particularly impactful because it allows for the simultaneous testing of genes of interest within a single mosaic organoid, marking the beginning of an era of complex, efficient, and rapid genetic screening in human tissues.


Source: scitechdaily.com