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Revolutionary AI: The Ultimate Solution for Managing Your Phone Calls, Bills, and Life Tasks

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The Evolution of Generative AI: Meet OpenClaw

Since the launch of ChatGPT, Generative AI has transformed our digital landscape over the past three years. It has spurred a significant stock market boom, integrated into our search engines, and become an essential tool for hundreds of millions of users daily.

Despite its benefits, many still hesitate to use AI tools. But why? While asking AI for text, audio, images, and videos can save time, crafting the right prompts often becomes a burdensome task. Users still grapple with everyday chores like answering emails, booking appointments, and paying bills.

This is where AI’s true power lies; handling the mundane tasks. The promising concept of “agent AI” suggests that people desire an efficient, always-on assistant to tackle time-consuming tasks. The latest advancement in this field is OpenClaw.

What is OpenClaw?

OpenClaw, previously known as ClawdBot, is an AI agent poised to fulfill AI’s grand promises. Once granted access to your computer files, social media, and email accounts, it can efficiently complete various tasks. This capability is powered by Claude Code, a model released by the AI company Anthropic.

Developed by software engineer Peter Steinberger and launched in late November 2025, ClawdBot initially gained traction but was rebranded due to concerns from Anthropic. After temporarily adopting the name MoltBot, it is now officially known as OpenClaw. (Mr. Steinberger did not respond to multiple interview requests.)

How Does OpenClaw Work?

OpenClaw operates on your computer or a virtual private server and connects messaging apps like WhatsApp, Telegram, and Discord to coding agents powered by models like Anthropic’s Claude. Users often opt for a high-performance device, like the Apple Mac Mini, to host OpenClaw for optimal speed. Due to increasing demand, some shops are reporting sold-out status.

Although it can run on older laptops, OpenClaw needs to stay operational 24/7 to execute your specified commands.

Commands are sent through your preferred messaging app, enabling a simple conversational interface. When you message OpenClaw, the AI agent interprets your prompt, generates, and executes commands on your machine. This can include tasks such as finding files, running scripts, editing documents, and automating browser activities. The results are succinctly summarized and sent back to you, creating an efficient communication loop akin to collaborating with a colleague.

How Can OpenClaw Help You?

OpenClaw serves as an all-in-one assistant for both personal and professional tasks. Users typically start by decluttering files on their devices before transferring the tech’s prowess to more complex responsibilities. Some users report utilizing it to manage busy WhatsApp groups by summarizing necessary information and filtering out the irrelevant.

Other practical applications include:

  • Comparing supplier prices to minimize household spending.
  • Automating web browser tasks for seamless transactions.
  • Facilitating restaurant reservations by calling venues directly.
  • Preparing initial drafts for presentations while you sleep.

What Are the Risks?

While OpenClaw’s capabilities shine brightest when granted extensive access, this convenience raises significant risks. Experts warn that users may overlook potential vulnerabilities. For instance, OpenClaw could be exposed to prompt injection attacks or hacking if hosted on insufficiently secured virtual servers. This means sensitive data could be compromised.

Alan Woodward, a cybersecurity professor at the University of Surrey, cautions, “I can’t believe people would allow unrestricted access to sensitive software, including email and calendars.”

White hat hackers have already identified several security flaws in OpenClaw, raising concerns about the hands-off approach many users prefer, which simultaneously invites substantial risk.

Is This the Future of AI?

OpenClaw has recently launched its own social network, Moltbook, enabling its AI agents to interact and share insights. While humans can observe, they cannot engage directly in discussions, prompting fears about progression toward artificial general intelligence (AGI), potentially matching or exceeding human capabilities.

As we navigate this new realm, it’s vital to consider the implications of relinquishing extensive data access to AI agents. We may be standing on the brink of a new AI era—an agent capable of managing your life efficiently, if you’re prepared to grant it free access and relinquish control. It’s a thrilling yet daunting prospect.

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Source: www.sciencefocus.com

Save on Energy Bills: Harness Smart Technology to Reduce Heating Costs and Repair Your Boiler

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Utilize Smart Technology

“Minor adjustments can lead to significant improvements in energy conservation and warmth,” said Sarah Pennells, a consumer finance expert at Royal London.

Firstly, if your boiler or thermostat is equipped with a timer, make use of it.

For enhanced control, consider upgrading to a smart thermostat that connects to the internet. This option lets you manage your thermostat remotely, typically through a mobile app, enabling you to turn the heating on or off when plans change unexpectedly. A smart thermostat acts like a timer for your boiler, allowing you to use the app for scheduling heating and hot water.

Smart thermostats come in various models and offer features like multi-room control, hot water management, and “geofencing” that tracks your presence in and out of the home. Their prices usually range from £60 to £250 depending on the brand.




Upgrading to a smart thermostat
Allows remote control, generally via a mobile app. Photo: Stefan Nikolic/Getty Images

Bosch Room Thermostat II (£69.99); and Hive Thermostat V4 (£155 B&Q) requires a professional installation, which can typically be arranged through a retailer, though additional fees may apply.

Some energy suppliers offer discounts on smart thermostats from their partnered brands. The Octopus Energy and tado° partnership gives customers up to 50% off on tado° products. The Wireless Smart Thermostat X Starter Kit has been marked down from £159.99 to £112.

<h2 id="reduce-temperatures" class="dcr-n4qeq9"><strong>Reduce the Temperature</strong></h2>
<p class="dcr-130mj7b">Research indicates that decreasing the thermostat setting from 22°C to 21°C may save the typical UK household £90 annually.<a href="https://energysavingtrust.org.uk/take-control-your-heating-home/?_gl=1*boqspv*_up*MQ..*_ga*MTQ2OTcwMDExNy4xNzYyMjcwMDYy*_ga_GPYNXFLD7G*czE3NjIyNzAwNjAkbzEkZzEkdDE3NjIyNzA0NzY KajYwJGwwJGgw#jumpto-1" data-link-name="in body link"> Energy Saving Trust</a>. For most, a comfortable indoor temperature lies between 18°C and 21°C.</p>
<p class="dcr-130mj7b">According to <a href="https://www.youtube.com/watch?v=DDZNODZ5qyY" data-link-name="in body link">Citizen Advice</a>, lowering your thermostat can mean saving about 10% on energy bills. However, those who are elderly or have health concerns are advised not to set the temperature below 21°C.</p>
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        <span class="dcr-1inf02i">
            <svg width="18" height="13" viewbox="0 0 18 13">
                <path d="M18 3.5v8l-1.5 1.5h-15l-1.5-1.5v-8l1.5-1.5h3.5l2-2h4l2 2h3.5l1.5 1.5zm-9 7.5c1.9 0 3.5-1.6 3.5-3.5s-1.6-3.5-3.5-3.5-3.5 1.6-3.5 3.5 1.6 3.5 3.5 3.5z"/>
            </svg>
        </span>
        <span class="dcr-1qvd3m6">Most people find a comfortable indoor temperature between 18°C and 21°C.</span> Photo: Rid Franz/Getty Images
    </figcaption>
</figure>
<p class="dcr-130mj7b">Moreover, experts suggest that maintaining a continuous lower temperature consumes more energy than heating intermittently at a slightly higher setting.</p>
<p class="dcr-130mj7b">Setting your heating to switch off 30 minutes before leaving the house or turning in for the night can further decrease your electricity costs.</p>

<h2 id="lower-the-flow" class="dcr-n4qeq9"><strong>Reduce Flow Rate</strong></h2>
<p class="dcr-130mj7b">If using a combi boiler, you can lower the temperature of the flow, which is the water temperature entering the radiator.</p>
<p class="dcr-130mj7b">For those using a system boiler or hot water cylinder, <a href="https://www.edfenergy.com/energywise/lower-flow-temperature-on-combi-boiler" data-link-name="in body link">EDF Energy advises</a> seeking assistance from an engineer for guidance.</p>
<p class="dcr-130mj7b">Typically, boilers have a high flow temperature around 75-80°C. Reducing this to about 60°C might cut your gas bills without noticeably affecting comfort levels.</p>
<p class="dcr-130mj7b">“This approach is particularly beneficial in homes with well-sized radiators and adequate insulation, showing no significant change in comfort,” notes Pennells.</p>
<p class="dcr-130mj7b">The charity Nesta provides an online and interactive <a href="https://www.moneysavingboilerchallenge.com/" data-link-name="in body link">tool</a> to help users adjust their boiler settings. They recommend documenting the boiler's original controls and settings with photos before making changes.</p>

<h2 id="turn-down-radiators" class="dcr-n4qeq9"><strong>Adjust Radiators</strong></h2>
<p class="dcr-130mj7b">If your radiators have a dial controlled by a thermostatic radiator valve (TRV), you can set the temperature individually for each room. TRVs generally have a scale from 0 to 6, with 0 being off and 6 being fully open.</p>
<aside data-spacefinder-role="supporting" data-gu-name="pullquote" class="dcr-19m4xhf">
    <svg viewbox="0 0 22 14" style="fill:var(--pullquote-icon)" class="dcr-scql1j">
        <path d="M5.255 0h4.75c-.572 4.53-1.077 8.972-1.297 13.941H0C.792 9.104 2.44 4.53 5.255 0Zm11.061 0H21c-.506 4.53-1.077 8.972-1.297 13.941h-8.686c.902-4.837 2.485-9.411 5.3-13.941Z"/>
    </svg>
    <blockquote class="dcr-zzndwp">Research shows that people have begun to heat individuals rather than entire spaces.</blockquote>
    <footer><cite>Sophie Barr of National Energy Action</cite></footer>
</aside>
<p class="dcr-130mj7b">The Energy Saving Trust recommends setting your room on the lowest temperature that maintains comfort. You can set 3 or 4 in frequently used rooms and reduce this to 2 or 3 in less-used spaces. They also mention that integrating a TRV into an existing system with a programmer and thermostat could save households around £35 each year.</p>
<p class="dcr-130mj7b">While turning off heating altogether may seem like a good way to save money, experts warn that this could result in mold and dampness, which could incur greater costs and health risks over time.</p>
<p class="dcr-130mj7b">“During the energy crisis, we observed changes in behavior where people started to prioritize heating individuals rather than entire homes,” says project development coordinator Sophie Barr. <a href="https://www.nea.org.uk/get-help/resources/" data-link-name="in body link">National Energy Action</a>. “Our findings indicate that it's more cost-effective to provide heat to the entire area by adjusting radiators in unused rooms to setting 2, thus providing sufficient warmth to deter mold spores that can lead to serious respiratory health issues.”</p>

<h2 id="get-reflectors" class="dcr-n4qeq9"><strong>Install Reflectors</strong></h2>
<p class="dcr-130mj7b">The <a href="https://britishgasenergytrust.org.uk/" data-link-name="in body link">British Gas Energy Trust</a> suggests placing foil behind radiators to reflect heat back into the room. Since approximately 35% of indoor heat escapes through the walls, these reflectors ensure that heat is redirected into the room rather than absorbed by exterior walls, making them particularly effective on uninsulated external walls.</p>
<p class="dcr-130mj7b">Though there may be a small initial expense, they are reasonably priced, simple to install, and durable. They can be purchased in rolls and cut to fit your radiators. They are easy to apply with included adhesive or double-sided tape—first ensuring the radiator is turned off and cool. Screwfix offers rolls of 1.88 square meters for <a href="https://www.screwfix.com/p/essentials-470mm-x-4m-radiator-heat-reflector-foil/88629?tc=JS7" data-link-name="in body link">£7.51</a>, while B&Q has a 5 square meter roll for <a href="https://www.diy.com/departments/diall-radiator-reflector-5m-/1906873_BQ.prd?storeId=1037" data-link-name="in body link">£14.97</a>, and Amazon sells a 15 square meter roll for <a href="https://www.amazon.co.uk/dp/B0CYM442P1?tag=track-ect-uk-2181897-21&amp;linkCode=osi&amp;th=1&amp;ascsubtag=ecSEPr67xojmhks6sn7" data-link-name="in body link">£27.99</a>.</p>
<p class="dcr-130mj7b">To enhance efficiency, bleed your radiators every few months. Ensure the radiator is switched off and cool before inserting the key (<a href="https://www.diy.com/departments/rothenberger-radiator-key-pack-of-2/191173_BQ.prd" data-link-name="in body link">£3.50</a> for a B&Q 2-pack) or a flat-head screwdriver into the bleed valve (often located in the top corner) and turn it counterclockwise. Listen for a hissing sound as air escapes; wait for it to stop, showing a steady flow of water (you can catch it with a cloth), then turn the valve clockwise to close it again.</p>
<figure id="ecc5fd24-5ed1-4f48-91f5-eabfbfb8530e" data-spacefinder-role="supporting" data-spacefinder-type="model.dotcomrendering.pageElements.ImageBlockElement" class="dcr-a2pvoh">
    <figcaption data-spacefinder-role="inline" class="dcr-9ktzqp">
        <span class="dcr-1inf02i">
            <svg width="18" height="13" viewbox="0 0 18 13">
                <path d="M18 3.5v8l-1.5 1.5h-15l-1.5-1.5v-8l1.5-1.5h3.5l2-2h4l2 2h3.5l1.5 1.5zm-9 7.5c1.9 0 3.5-1.6 3.5-3.5s-1.6-3.5-3.5-3.5-3.5 1.6-3.5 3.5 1.6 3.5 3.5 3.5z"/>
            </svg>
        </span>
        <span class="dcr-1qvd3m6">Regular boiler servicing enhances efficiency.</span> Photo: Joe Giddens/Pennsylvania
    </figcaption>
</figure>
<p class="dcr-130mj7b">Avoid obstructing radiators with furniture or curtains, especially beneath windows, to distribute heat more evenly throughout the space.</p>

<h2 id="keep-your-boiler-serviced" class="dcr-n4qeq9"><strong>Regular Boiler Maintenance</strong></h2>
<p class="dcr-130mj7b">Routine boiler service enhances efficiency and extends lifespan by addressing minor issues. According to Octopus Energy, neglecting boiler maintenance can lead to up to 10% more energy usage compared to those serviced annually. “Failure to regularly maintain your boiler can significantly affect fuel efficiency and health,” warns Barr.</p>
<p class="dcr-130mj7b">As per Which?, the average cost for a boiler service ranges from £70 to £110.</p>
<p class="dcr-130mj7b">Some energy providers include this service in their annual coverage plans, such as British Gas, which features it in their <a href="https://www.britishgas.co.uk/cover/boiler-and-heating.html" data-link-name="in body link">home care</a> options starting at £19 per month. However, a boiler care plan might not be suitable for every consumer. Which? recommends considering if your monthly contributions may exceed the costs of the annual service or repairs. Ensure you have savings to cover the full service fee as needed.</p>
<p class="dcr-130mj7b">For renters, it is the landlord’s obligation to arrange for annual boiler inspections and certifications. “Annual maintenance is mandatory for all rental properties,” says Barr. "For homes with gas boilers, only a gas safety engineer should perform this work, and an Oftec certified engineer should handle oil boilers. Annual boiler maintenance guarantees that your system operates efficiently and prevents carbon monoxide leaks in your home."</p>

Source: www.theguardian.com

Rising Demand for AI May Increase Electricity Bills in the US, Even with Caution

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Even speculative AI energy consumption can raise electricity bills

Oscar Wong/Getty Images

The technological aspirations of high-tech firms are set to necessitate a substantial increase in power-hungry data centers. This rising demand poses a risk of higher electricity bills for everyone, even if some data centers remain unbuilt.

Utility companies in the U.S. are hastily constructing additional power plants, transmission lines, and gas pipelines to accommodate the swiftly increasing energy demands of data centers. U.S. housing costs have surged nearly 30% since 2021—outpacing inflation—according to a report by Powerlines, a nonprofit organization focused on utility regulations in the U.S. Over the past two years, electricity bills nationwide have increased by $10 billion each year.

A new report published by the Southern Environmental Law Center, a Virginia-based environmental nonprofit, highlights that it might overestimate the demand stemming from speculative data center projects. Developers frequently submit overlapping requests for electrical services across multiple regions for each project before settling on a single location.

“If the anticipated load from the data center isn’t fully realized—all indications and frankly, common sense at this point indicate that. Rate payers will ultimately bear the economic burden of unnecessary and underused gas and electricity infrastructures,” says Megan Gibson of the Southern Environmental Law Center.

Former executives from firms such as Google and Meta admit that the practice of securing redundant data center power is typical, as outlined in the report. “Tech executives are candidly voicing concerns,” Gibson mentions. New Scientist reached out to Amazon, Google, Meta, and Microsoft regarding their data center development plans, but received no additional comments.

Considering all U.S. data center projects announced between 2025 and 2030, the inflated estimates stand out even more. Collectively, they are projected to consume 90% of the global chip supply—despite the fact that the U.S. currently makes up less than 50% of global chip demand. “It’s uncommon for the entirety of the world’s chip supply to cater to this specific segment in the U.S.,” notes Marie Ng Fagan from London Economics International, a global consulting firm based in the U.S. and Canada.

To ease the burden on regular bill payers, “states should mandate utilities to forge contracts with potential data center customers that allocate this risk to the data center itself,” advises Ali Pescoe from Harvard Law School, a consultant for Powerlines.

Some state governments are already taking action. On July 9th, the Ohio Regulatory Authority issued an order that mandates large data center customers of Ohio’s largest utility company to pay at least 85% of their subscribed power load, even if their actual consumption falls short. Similarly, officials in Georgia are grappling with a rule designed to prevent data center growth from imposing burdens on other bill payers.

“The data center industry is dedicated to bearing the full costs of services for energy used, including transmission fees,” asserts Aaron Tingjum from the Data Centers Union, a Virginia-based trade association. “It’s crucial to guarantee fair electricity bills for all customers.”

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Source: www.newscientist.com

Why Republican Tax Bills Could Undermine Rooftop Solar Growth

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Over the last two decades, more than 5 million U.S. households, stretching from California to Georgia and Maine, have installed solar panels on their rooftops, harnessing solar energy and cutting down on electricity costs.

However, this progress may be abruptly halted.

A recent domestic policy bill approved by House Republicans aims to cut tax incentives for homeowners and solar leasing companies, which have significantly contributed to the rise in rooftop solar adoption, by the end of this year. Analysts and industry experts warn that if this legislation is enacted, it would result in an immediate slowdown in installations.

Ben Airth, policy director at Freedom Forever, one of the largest residential solar installers in the country, stated, “This is setting us back.” He remembers a time when solar installations were primarily undertaken by wealthy environmentalists preparing for retirement.

According to an analysis from energy data firm Ohm Analysis, residential solar installations could decline by 50% next year if the House bill is enacted. Without tax credits, homeowners would take an average of 17 years to recoup their solar investments. A more pessimistic forecast from Morgan Stanley predicts an 85% decrease in rooftop solar demand by 2030.

Republicans also seek to limit tax breaks for other renewable energy technologies, such as wind turbines and large solar farms, but the repercussions for rooftop solar could prove to be even more drastic. Rooftop solar costs 2-3 times more per unit of power than large solar arrays installed on agricultural land and in deserts, making the residential sector more susceptible to subsidy alterations.

The Senate is currently drafting its version of the domestic policy bill, while solar industry executives are lobbying in Washington for more progressive energy credit initiatives. They emphasize that the solar sector currently employs around 300,000 workers and that rooftop systems significantly reduce homeowners’ electricity expenses.

Nonetheless, some conservative Republicans are explicitly opposed to any restoration of renewable energy tax incentives.

Texas Republican Chip Roy criticized, stating, “We’re devastating our energy infrastructure, wrecking our grid, ruining our landscapes, and compromising our freedoms.” He added, “I don’t support that.”

The existing uncertainty is jeopardizing an industry that is already grappling with high tariffs and soaring interest rates. Last week, Solar Mosaic announced it would provide loans for homeowners to install rooftop panels, following its bankruptcy declaration. Recently, Sunnova Energy, one of the largest rooftop solar providers in the U.S., followed suit.

Experts suggest that even if rooftop solar ultimately becomes unsubsidized, rising electricity prices nationwide could still make solar energy more financially appealing. Nevertheless, the transition may be challenging, likely resulting in increased bankruptcies and layoffs.

Zoe Gaston, a leading analyst for residential solar at Wood Mackenzie, mentioned, “But that market will inevitably be smaller.”

For the past 20 years, Congress has provided tax credits for the installation of solar panels on rooftops. However, these subsidies faced major reductions through the 2022 Inflation Reduction Act, which allocated hundreds of billions of dollars toward technology aimed at tackling climate change.

The legislation has extended the residential solar credit, allowing homeowners to recoup 30% of their solar system costs until 2032. It has also broadened the Investment Tax Credit for businesses constructing low-emission power sources like solar and battery technologies.

These changes have led to a surge in solar leases, allowing homeowners to avoid upfront costs for rooftop systems that can exceed $30,000. Instead, the solar company owns the panels and applies for tax credits, while homeowners lease the equipment and ideally save money through lower utility bills.

Currently, over 50% of residential solar systems are financed in this manner, making rooftop solar more attainable for schools, hospitals, and small businesses.

The House Republican bill seeks to eliminate the solar tax credit for residential properties by the end of 2025, meaning immediate qualification for investment tax credits will not be permitted.

Moreover, the House bill forbids businesses from claiming tax credits if they utilize components sourced from China, which dominates the solar supply chain. Many companies have expressed that the legislation is written so broadly that it would inhibit their ability to claim credits effectively.

Gregg Felton, CEO of Altus Power, which develops solar projects for rooftops and parking lots, remarked that the House bill “adequately represents the industry’s impact.”

If Congress significantly cuts support for renewable energy, experts predict that companies will still invest in large solar arrays, as they frequently represent one of the most cost-effective methods to increase energy generation, even without subsidies. Conversely, rooftop solar remains more expensive, requires more labor, and carries greater risks.

Kenny Plannenstiel, COO of Big Dog Solar, an Idaho-based installation firm, noted that rooftop solar has gained traction in emerging markets like Montana and Idaho.

“There is substantial interest among those wanting to take control of their energy future, as well as among those concerned about grid reliability,” Pfannenstiel added. With the tax credit in place, “the financial argument for these customers installing solar and battery systems has become much stronger,” he explained.

If the credits disappear, some customers may still desire solar panels, Pfannenstiel noted, but the market will “shrink significantly.”

The repercussions could be far-reaching. If a solar leasing company goes under, there may be no one left to service the solar panels, resulting in job losses for thousands of installers and electricians.

In recent years, over 30 solar plants have commenced operations in the U.S., but a slowdown in demand could lead to their closure.

Freedom Forever, a California-based solar installer, noted that two years ago, none of their components were sourced from the U.S.; now, approximately 85% are, including inverters manufactured in Texas and Florida. This shift is driven by the Inflation Reduction Act, which provided extra credits for utilizing domestic components.

Without these credits, Airth cautioned, “the industry will revert to relying on the lowest-cost components, often produced overseas.”

The fight for tax credits in Congress is not the sole hurdle for rooftop solar. While the technology remains favored by homeowners, certain states are starting to retract support amidst considerable backlash.

Electric utilities and some analysts argue that rooftop solar users increase costs for everyone else, as solar households pay lower monthly utility bills but depend on the grid for backup power. This shifts the cost of grid maintenance onto other households, often those with lower incomes. (Supporters of solar disagree, claiming utilities overlook the many benefits of rooftop installations, such as avoided transmission expenses.)

The conflict has been particularly intense in California, the nation’s leading rooftop solar market. In 2022, regulators significantly decreased the compensation that new solar households could receive for the electricity they generate. As a result, rooftop installations plummeted by 85% statewide, affecting installers, manufacturers, and distributors.

Currently, some officials advocate for a reassessment of the existing solar grant program’s impact on Californians who may not afford solar panel systems, as stated by Democratic state legislator Lisa Calderon.

Rising interest rates have further complicated the affordability of rooftop solar systems, making it costlier to secure funding for new equipment. Additionally, both the Trump and Biden administrations have imposed increased tariffs on solar products from China.

Some stakeholders within the rooftop solar sector argue they have to focus on cost-cutting measures.

Not only is rooftop solar pricier than large utility-scale solar farms, but the price of a U.S. home solar installation is three times that of a similar system in Australia. Some analysts attribute the difference to the regulatory challenges.

“Eventually, our industry may function without tax credits,” stated Chris Hopper, co-founder of Aurora Solar, a software company specializing in home solar systems. “I believe we can navigate these credit phase-downs over a reasonable timeframe.

“However, sudden changes would be devastating,” Hopper emphasized. “Rapid adaptation is simply not feasible.”

Ivan Penn Contribution report

Source: www.nytimes.com

House Approves Bills to Prohibit Revenge Porn Sharing and Sends to Trump

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On Monday, the House passed a strongly bipartisan law aimed at criminalizing the non-consensual sharing of sexually explicit photos and videos that include AI-generated imagery, commonly referred to as “deepfakes.”

The legislation, which cleared with a vote of 409 to 2, is expected to be signed by President Trump soon.

Known as the Take It Down Act, this law is designed to combat what is termed “Revenge Porn.” Under its provisions, social media companies and online platforms must remove such images within two days of receiving notification.

The bill saw bipartisan support, uniting conservatives and other parties alike, and it passed the Senate unanimously in February. Trump’s endorsement, highlighted in his joint address to Congress last month, appears to have facilitated its passage.

co-sponsored by Sen. Ted Cruz, a Republican from Texas, and Democrat Amy Klobuchar from Minnesota, it marks the first significant Internet Content Act to pass Congress since 2018, following prior legislation aimed at combating online sex trafficking. While concentrating on revenge porn and deepfakes, this bill indicates a crucial step towards holding internet companies accountable, which have largely evaded governmental oversight for years.

The strong backing for the Take It Down Act underscores the growing frustration among legislators regarding social media platforms like Facebook, Instagram, and X.

Revenge porn and deepfakes affect individuals of all ages, particularly impacting teenage girls, as the proliferation of “nudification” apps allows boys to secretly create and distribute sexually explicit images of female classmates.

Rep. Maria Elvira Salazar, a Republican from Florida, introduced a parallel bill in the House and stated on Monday that this legislation aims to prevent the rampant abuse and harassment faced by young girls online.

“Using the likenesses, voices, and images of young, susceptible women to manipulate, coerce, and publicly humiliate them for amusement or revenge is utterly reprehensible,” said Salazar.

Such legislation has been frequently attempted in various states across the nation, and although South Carolina lacks specific laws against revenge porn, at least 20 other states have enacted measures addressing sexually explicit deepfakes.

The measures passed on Monday are part of ongoing bipartisan efforts by lawmakers to tackle deepfake pornography. Cruz and Klobuchar first introduced the bill last year, but it did not advance in a Republican-led House. Reintroduced this year, it gained traction after receiving endorsement from first lady Melania Trump.

Last year, Alexandria Ocasio-Cortez, a younger Democratic congresswoman from New York, proposed legislation enabling individuals depicted in sexually explicit deepfakes to sue creators and distributors of such content. This bill has not been reintroduced this year.

Legislators have recently focused on several bills aimed at safeguarding children from online sexual exploitation, bullying, and harmful algorithms. In January 2024, executives from Meta, TikTok, and other tech firms faced tough questions from lawmakers as they defended their platforms.

During these hearings, Meta CEO Mark Zuckerberg was compelled to apologize to parents who had lost children to online dangers.

However, some advocates for free speech caution that such measures could stifle legitimate expression, arguing that similar laws might inadvertently lead to the removal of both lawful and unlawful content.

“Despite the good intentions, the potentially harmful effects of the bill on constitutional rights to free speech and privacy online cannot be overlooked,” stated Becca Branham, assistant director of the Free Expression Project at the Center for Democracy Technology, a research organization.

Branham also remarked that the Take It Down Act serves as “a potentially weaponized enforcement tool that endangers meaningful progress in the battle against image-based sexual abuse.”

Source: www.nytimes.com

Managing Bills Together: Tips for Dividing Expenses Without Damaging Relationships | Fintech

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Consider the Financial Situations of Others…

An income disparity among friends can create conflict. A survey conducted by US financial services company Bread Financial last year revealed that 26% of respondents felt they were “financially incompatible” with their friends, and 21% said they had ended friendships due to financial reasons.

Talia Roderick emphasizes the importance of addressing the wealth gap between money coaches and friends. She notes, “It’s easy for friendships to suffer because money can be such a contentious issue.”

When dining with friends, it’s crucial to discuss how costs will be divided before receiving the bill. This can be a contentious topic. A survey conducted by a comparison website in the dining industry found that 34% believed bills should be split evenly, including tips, while 36% preferred splitting based on individual expenses.

Vivi Friedgut, the founder and CEO of Black Bullion, a free money management app for students, stresses the importance of having open and honest conversations about cost-sharing, whether for household items or dining out.

…Especially in University Settings

Vivi Friedgut, founder and CEO of Black Bullion, emphasizes the need for open and honest conversations. Photo: Room Agent/Aramie

Tom Allingham, Communications Director for The Money Website Save the Student, highlights the common practice of saying, “I’ll pay this time, and you can get the next one.” However, over time, this can lead to imbalances. Allingham explains, “Eventually, one person ends up owing much more than the other.”

Student finances can further complicate matters. According to recent data, most students face a £504 shortfall each month beyond their maintenance loans, leading to disparities within friend groups when splitting expenses.

Utilize Apps to Simplify Splitting Costs

Use apps to streamline bill-splitting. Photo: City Image/Alamy

There is an array of apps and services available to simplify splitting costs among multiple individuals. It’s recommended to explore these options to find the best fit for your specific needs.

One popular bill-splitting app is Splitwise, which allows users to track shared expenses like rent, holidays, meals, and travel costs.

An integration between Splitwise and the payment platform Tink enables UK users to make direct payments through the Splitwise app by linking their bank accounts.

For UK users, Splid is another useful app that supports over 150 currencies and offline functionality, making it ideal for group travel.

Apps like these can help alleviate the awkwardness of splitting costs and promote fairer divisions, as noted by Roderick.

Allingham suggests that apps like Splitwise are particularly effective for splitting minor expenses among friends, such as coffee outings.

Explore Your Bank’s Bill-Splitting Services

Some banks provide bill-splitting services. Photo: Chris Ratcliffe/Rex Shutterstock

While Natwest’s Housemate app was well-received for bill splitting, it has since been discontinued. Other banks offer similar tools to facilitate cost-sharing.

Digital banks like Monzo, Starling Bank, and Crew offer features like Split, Split the Bill, and group-based spending options to help users manage joint expenses and split bills easily.

Revolut also enables customers to split bills with other users, providing another convenient option for simplifying group expenses.

Source: www.theguardian.com

Why Safety Bills in the US Didn’t Pass, Leaving Desperate Parents to Protect Their Children on Social Media

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wHEN Congress was postponed to the holiday in December. This is a groundbreaking bill aimed at overhauling how technology companies protect the youngest users. The Kids Online Safety Act (KOSA) introduced in 2022 was intended to be a massive calculation for Big Tech. Instead, the bill waned and died in the House despite sailing through the Senate in July with a 91-3 vote.

Kosa is passionately defended by families who say children have fallen victim to the harmful policies of social media platforms, and advocates who say bills that curb the unidentified power of big technology have been postponed for a long time is. They are seriously disappointed that a strong chance to check out Big Technology has failed due to Congress' indifference. However, human rights groups argued that the law could have led to unintended consequences that impacted freedom of speech online.

What is the Kids Online Safety Act?

Kosa was introduced nearly three years ago in the aftermath of a bomb revelation by former Facebook employee Frances Haugen, and the extent to which the social media platform's impact on younger users. Platforms like Instagram and Tiktok would have required that children be affected through design changes and address online risks to allow younger users to opt out of algorithmic recommendations.

“This is a basic product praise bill,” said Alix Fraser, director of the Council on Responsible Social Media Issues. “It's complicated because the internet is complex and social media is complex, but essentially it's just an effort to create basic product driving standards for these companies.”

The central and controversial element of the bill is its “duty of care” clause, declaring that businesses “have an obligation to use the platform to act in the best interests of minors,” and the regulatory authority It has declared it open to interpretation by They would have also requested that the platform implement measures to reduce harm by establishing “safeguards for minors.”

Critics argued that the lack of clear guidance on what constitutes harmful content encourages businesses to filter content more aggressively, resulting in unintended consequences for free speech. Delicate but important topics such as gun violence and racial justice can be considered potentially harmful and may subsequently be ruled out by the corporation itself. These censorship concerns are particularly prominent in the LGBTQ+ community, saying that opponents of the Kosa could be disproportionately affected by conservative regulators and reduce access to critical resources.

“Using Kosas we see a truly intentional but ultimately ambiguous bill that requires online services to adopt online services to take unspecified actions to keep children safe. A policy analyst at the Center for Democracy Technology, who opposes the law and receives money from technology donors such as Amazon, Google, and Microsoft.

The complex history of the Kosa

When the bill was first introduced, over 90 human rights groups signed letters against it, highlighting these and other concerns. In response to such criticism, the bill's author published a revision in February 2024. Most notably, the state attorney general changed the enforcement of its “duty of care” provisions to the Federal Trade Commission. Following these changes, many organizations, including the Glaad, the Human Rights Campaign and the Trevor project, have withdrawn their opposition, saying the amendments “significantly reduce the risk of the matter.” [Kosa] It has been misused to suppress LGBTQ+ resources and to curb young people's access to online communities. ”

However, other civil rights groups have maintained their opposition, including the Electronic Frontier Foundation (EFF), the ACLU and the future battle, calling Kosa a “censorship bill” that harms vulnerable users and freedom of speech. They argued that the duty-of-care provision could easily be weaponized by conservative FTC chairmen against LGBTQ+ youth, as well as the state attorney general. These concerns are reflected in the appointment of Republican Andrew Ferguson, Trump's FTC chairman; Who said in the leaked statement He had planned to use his role to “fight the trans agenda.”

Concerns about how Ferguson will manage online content are “what LGBTQ youth wrote and called Congress hundreds of times over the past few years in this fight,” says Saraphilips of the Future Fight. Ta. “The situation they were afraid of has come to fruition. Anyone who ignores it is really just putting their heads in the sand.”

Opponents say that even if KOSA doesn't pass, they've already achieved a calm effect on content available on certain platforms. recently Report User MAG has found that hashtags for LGBTQ+-related topics are classified as “sensitive content” and are restricted from search. Laws like Kosa, Bhatia of the Center for Democracy Technology, said it doesn't take into account the complexity of the online landscape, and it's likely that the platform will lead preemptive censorship to avoid litigation.

“Children's safety holds an interesting and paradoxical position in technology policy, where children benefit greatly from the internet, as well as vulnerable actors,” she said. . “Using policy blunt instruments to protect them can often lead to consequences that don&#39t really take this into consideration.”

Supporters will make backlash at Kosa an aggressive lobbying from the tech industry, but fight for the future – two top opponents – EFF will be supported by large tech donors Not there. Meanwhile, the large tech companies have been split up by KOSA, with X, SNAP, Microsoft and Pinterest quietly supporting the bill, Meta and Google.

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“The Kosa was a very robust law, but what's more robust is the power of big technology,” Fraser is the power of problem 1. “They hired all the lobbyists in town to take it down, and they succeeded with it.”

Fraser added that supporters are disappointed that Kosa didn&#39t pass, but “will not take a break until federal law is passed to protect children online.”

Potential revival of Kosa

Besides Ferguson as FTC Chairman, it is unclear what the changing composition of the new Trump administration and Congress will mean for the future of Kosa. Trump has not directly expressed his views on Kosa, but some of his close circles are Revealed support After last minute amendments to the 2024 bill Promoted by Elon Musk&#39s X.

The death of the Congress in Kosa may seem like the end of a winding and controversial path, but defenders on both sides of the fight say it&#39s too early to write legislative obituaries.

“We shouldn&#39t expect the Kosa to go quietly,” said Prem Trivedi, policy director at the Institute for Open Technology, which opposes Kosa. “Whether it&#39s being reintroduced or seeing if a different incarnation is introduced, it will continue to focus more broadly on online safety for children.”

Senator Richard Blumental, who co-authored the bill with Senator Marsha Blackburn, has promised to reintroduce it in future legislative sessions, and other defenders of the bill say they won&#39t give It’s.

“I want to talk about the worst days of their lives over and over again, in front of lawmakers, in front of staff, in front of the press, knowing something is known. I&#39ve worked with a lot of parents who think that, and to change,” Fraser said. “They don&#39t intend to stop.”

Source: www.theguardian.com

U.S. states and big tech companies clash over online child safety bills: Battle lines drawn

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○On April 6, Maryland passed the first “Kids Code” bill in the US. The bill is designed to protect children from predatory data collection and harmful design features by tech companies. Vermont’s final public hearing on the Kids Code bill took place on April 11th. This bill is part of a series of proposals to address the lack of federal regulations protecting minors online, making state legislatures a battleground. Some Silicon Valley tech companies are concerned that these restrictions could impact business and free speech.

These measures, known as the Age-Appropriate Design Code or Kids Code bill, require enhanced data protection for underage online users and a complete ban on social media for certain age groups. The bill unanimously passed both the Maryland House and Senate.

Nine states, including Maryland, Vermont, Minnesota, Hawaii, Illinois, South Carolina, New Mexico, and Nevada, have introduced bills to improve online safety for children. Minnesota’s bill advanced through a House committee in February.

During public hearings, lawmakers in various states accused tech company lobbyists of deception. Maryland’s bill faced opposition from tech companies who spent $250,000 lobbying against it without success.

Carl Szabo, from the tech industry group NetChoice, testified before the Maryland state Senate as a concerned parent. Lawmakers questioned his ties to the industry during the hearing.

Tech giants have been lobbying in multiple states to pass online safety laws. In Maryland, these companies spent over $243,000 in lobbying fees in 2023. Google, Amazon, and Apple were among the top spenders according to state disclosures.

The bill mandates tech companies to implement measures safeguarding children’s online experiences and assess the privacy implications of their data practices. Companies must also provide clear privacy settings and tools to help children and parents navigate online privacy rights and concerns.

Critics are concerned that the methods used by tech companies to determine children’s ages could lead to privacy violations.

Supporters argue that social media companies should not require identification uploads from users who already have their age information. NetChoice suggests digital literacy education and safety measures as alternatives.

During a discussion on child safety legislation, a NetChoice director emphasized parental control over regulation, citing low adoption rates of parental monitoring tools on platforms like Snapchat and Discord.

NetChoice has proposed bipartisan legislation to enhance child safety online, emphasizing police resources for combating child exploitation. Critics argue that tech companies should be more proactive in ensuring child safety instead of relying solely on parents and children.

Opposition from tech companies has been significant in all state bills, with representatives accused of hiding their affiliations during public hearings on child safety legislation.

State bills are being revised based on lessons learned from California, where similar legislation faced legal challenges and opposition from companies like NetChoice. While some tech companies emphasize parental control and education, critics argue for more accountability from these companies in ensuring child safety online.

Recent scrutiny of Meta products for their negative impact on children’s well-being has raised concerns about the company’s role in online safety. Some industry experts believe that tech companies like Meta should be more transparent and proactive in protecting children online.

Source: www.theguardian.com

Could ChatGPT Replace Legislators? AI Generates Complex Bills in 15 Seconds

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ChatGPT may soon become ChatGOV.

Lawmakers from Porto Alegre, Brazil, used an artificial intelligence program to draft a bill that was unanimously approved by their fellow lawmakers last month.

The computer-drafted bill, introduced by 37-year-old city councilor Ramiro Rosario, says there is still a bias against incorporating AI tools into the political process.

“They are [government colleagues] If they had known, they would never have signed it,” said Rosario. told the Wall Street Journal It’s part of a “deliberately boring” bill aimed at stopping local water companies from charging residents for new meters.

Normally, drafting such a painstaking bill would take Rosario and his large staff several days, but ChatGPT produced the lengthy text in just 15 seconds.

Rosario believes this bill is the first in the world to be created entirely by an AI program.

He also predicts that ChatGPT could spell disaster for his public relations team. Case in point: The program also drafted a press release about the law.

“There should be 20 or 30 people.” [employees] In the future it will probably not be necessary,” declared the politician. “To be honest, I don’t need it anymore.”

ChatGPT also came up with legal provisions for the bill that the tech-loving Rosario wouldn’t have thought of on his own.

But other politicians are less enamored with AI.

When some of Mr. Rosario’s government colleagues learned that the bill was authored by ChatGPT, it drew scorn.

City Councilor João Bosco Bas is currently calling for the law to be repealed.

“That’s a dangerous precedent!” the detractors declared. That’s not what you do! He should have talked to other members of Congress first. ”

But Rosario is undaunted.

“They didn’t understand it,” he told Barron’s candidly.

Brazilian lawmakers aren’t the first to use ChatGPT professionally.

british judge I made a headline in September after admitting to using a “very handy” cyber tool to summarize the law.

In March, Indian judges also adopted ChatGPT. decide the fate of the criminal trial.

But experts may be overlooking potential problems with AI tools.

In a recent departmental AI instruction manual, New York City government explains Such technology has the potential for “misuse, flawed design,” as well as “serious bias” and “active harm.”

Experts in the field are deeply concerned about the “fundamental flaw” in the programmed left-leaning bias that ChatGPT uses to derive its answers. Researchers have previously found that they are also more tolerant of hate speech against Republicans and men.

This tool has been used to censor press freedom before. Last February, the show refused to write a New York Post-style article because it was “inflammatory.”

ChatGPT was not held to the same standards when asked to do the same in the style of CNN.

Using ChatGPT involves legal risks. MT.Photostock – Stock.adobe.com Political plans aside, ChatGPT also faces long-term technical issues that will become very clear in legislative matters.

Language learning models (LLMs) have a very hard time creating quotes and often create fake quotes. This can and has already caused problems in court when referring to previous legal cases.

In June, a New York City lawyer profusely apologized to a federal judge after ChatGPT “deceived” him by creating a false precedent for his lawsuit. This is because there is no live feed of updates coming into the program, so the program is basing its responses solely on training data for the day.

Experts warn of built-in bias within ChatGPT. AP

In other words, ChatGPT is not connected to the Internet. that Method.

It’s also worth noting that, similar to Brazil’s controversial Rosario bill, a prominent AI program also believed the US Constitution was drafted by a computer.

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Source: nypost.com